Different people may have varied preferences regarding
the way to deal with money. Indeed, the targets of
purchases could vividly reflect one's values. The
advancement of modern society has added wealth to the
working class. As a consequence, the increasingly higher
incomes have brought forth diversity in financial
transactions. Some people feel it a better idea to spend
money on long-term items, like luxurious jewelry, while
others would rather invest in short-term enjoyment, like a
vacation. Owing to my own perspectives on money, I stand
by the latter.
In the first place, people deserve timely reward from the
money they make. Just as Edmund Burke once remarked, "If
we command our wealth, we shall be rich and free; but if our
wealth commands us, we are poor indeed." It doesn't matter
whether one's salary is high or not. Every employee can
afford a trip, either a long journey or a short one around
neighboring regions. Needless to say, an enjoyable vacation
is badly needed after days of diligent work. The pleasure
and relaxation during a vacation have far exceeded the sense
of fulfillment from work. I have just returned from a one-day
mountain-climbing trip in the suburb near the city during the
passing weekend. The comparatively lower cost of such a
vacation added to my satisfaction. As is vastly recognized,
the best way to save money is to spend it wisely. In reality,
each person determines the standard of his or her own
happiness and I am no exception.
Secondly, no one can ensure the rise in value of longterm
items due to non-stop market fluctuation. Despite the
strength of the economy, powerful psychological forces
might be pushing in the opposite direction. Purchasing
jewelry is in a sense a financial risk. Moreover, a larger
relative amount of money is needed to obtain it. If the price
of them falls in the future, their owners will inevitably suffer
tremendous losses. Besides, it might be a rash decision to
invest heavily on jewelry that last for a long time without
having a substantial amount of cash at hand to guard
against an unpredictable future. In other words, one should
make smart purchases, no matter how wealthy he or she is.
Truthfully, investment orientation may be associated
with many factors, including one's revenue and expenditure,
future plans, temporary demand and so forth. People with
different values may also have totally distinctive financial
choices. As for those who are in the role of an investor,
attention might be paid to the existing economic climates in
different regions. They are more likely to invest heavily in
stocks, jewelry, houses, or funds, expecting earnestly a rise
in their values. With regard to those who act as a consumer,
money is in most cases spent on short-term items like food,
clothing and traveling cards.
In conclusion, based on all the reasons mentioned
above as well as my own values, it is a practical idea for
people to select purchases that would bring them happiness
and a strong sense of satisfaction. That explains why I
prefer to spend money on short-term pleasures rather than
long-term valuables.